Who is eligible to join?
Employees of Select Employer Groups (SEGs) and the immediate relatives of existing members may join Prospectors Federal Credit Union.

Additionally, people who live, work, worship. attend  school or volunteer in portions of the following communities are eligible to join the credit union.


Baldwin Park


El Monte

So. El Monte

Monterey Park

So. San Gabriel




Santa Fe Springs


City of Industry

La Puente

Rowland Heights

Diamond Bar


San Dimas


What is the difference between a Credit Union and a Bank?
Credit Unions are not-for-profit institutions that turn profits made back into lower cost loans and higher dividend savings for the members. The Board of Directors is made up of volunteers from among the membership and is not paid for their time or effort.

Credit Unions are insured by a government based (NCUSIF) insurance fund, which is the strongest in the United States.

Credit Unions have always maintained a philosophy of "people helping people," which dates back to the earliest days of the Credit Union cooperatives. Today, Credit Unions are in place worldwide and offer better services at lower costs than other financial institutions.

Here at Prospectors FCU we uphold the traditions of the Credit Union philosophy combined with the today's products and services that members want.

Our mission statement:
The purpose of the Prospectors Federal Credit Union shall be to maximize member benefits through cost effective financial services consistent with cooperative principles, applicable legislation and prudent management.

Towards achieving the objective of the mission statement, the credit union shall have as its focus:

The promotion of cooperative enterprise

Facilitating the accumulation of savings of its members

The creation of a source of credit for its members at a reasonable rate of interest

The provision of full financial services for its members




Click here for our Schedule of Fees

 Read our Privacy Statement and Membership Disclosure
(note: requires adobe reader)

Copyright 2012 Prospectors FCU

email: info@prospectorsfcu.org